/* Layout: white brand nav over a photo hero, then alternating paper / mist / navy bands.
   The home-value card is the one bold moment; everything else stays quiet.
   Deliberate single light theme (brand look), every colour a token. */
:root {
  --navy: #1A3258;        /* logo wordmark */
  --navy-deep: #0F1F38;
  --navy-mid: #264A7A;
  --sky: #72A4D4;         /* logo key */
  --sky-deep: #3A6A9B;      /* 5:1+ on white for small text */
  --sky-pale: #EAF2FA;
  --red: #C63A3A;         /* logo window */
  --ink: #1C2A3B;
  --muted: #5A6B7E;
  --line: #DCE5EF;
  --paper: #FFFFFF;
  --mist: #F4F7FB;
  --on-dark: #FFFFFF;
  --on-dark-soft: rgba(255,255,255,.74);
  --on-dark-faint: rgba(255,255,255,.5);
  --on-dark-line: rgba(255,255,255,.14);

  --display: "Playfair Display", Georgia, "Times New Roman", serif;
  --body: "Inter", "Helvetica Neue", Arial, sans-serif;

  --nav-h: 76px;
  --radius: 14px;
  --radius-lg: 22px;
  --shadow: 0 10px 34px rgba(15,31,56,.12);
  --shadow-lg: 0 24px 60px rgba(15,31,56,.22);
  --ease: .22s cubic-bezier(.4,0,.2,1);
  color-scheme: light;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: calc(var(--nav-h) + 16px); }
body {
  margin: 0;
  font-family: var(--body);
  font-size: 16px;
  line-height: 1.65;
  color: var(--ink);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
img { display: block; max-width: 100%; height: auto; }
a { color: inherit; }
h1, h2, h3 { text-wrap: balance; margin: 0; }
p { margin: 0; }
:focus-visible { outline: 3px solid var(--sky-deep); outline-offset: 3px; border-radius: 6px; }
.hero :focus-visible, .band :focus-visible, .section--navy :focus-visible, .value-card :focus-visible, .page-head :focus-visible, .footer :focus-visible { outline-color: var(--sky); }

.wrap { width: 100%; max-width: 1180px; margin-inline: auto; padding-inline: 24px; }
.section { padding-block: 96px; }
.section--mist { background: var(--mist); }
.section--navy { background: var(--navy-deep); color: var(--on-dark); }

.eyebrow {
  display: block;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .16em;
  text-transform: uppercase;
  color: var(--sky-deep);
  margin-bottom: 14px;
}
.section--navy .eyebrow { color: var(--sky); }
.h2 {
  font-family: var(--display);
  font-size: clamp(30px, 4.2vw, 46px);
  font-weight: 700;
  line-height: 1.15;
  color: var(--navy);
}
.section--navy .h2 { color: var(--on-dark); }
.lede { font-size: 18px; color: var(--muted); max-width: 60ch; margin-top: 16px; }
.section--navy .lede { color: var(--on-dark-soft); }
.head { margin-bottom: 52px; }
.head--center { text-align: center; }
.head--center .lede { margin-inline: auto; }

/* ---------- buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 14px 26px;
  border-radius: 999px;
  border: 2px solid transparent;
  font: 600 15px/1 var(--body);
  letter-spacing: .01em;
  text-decoration: none;
  cursor: pointer;
  transition: background var(--ease), color var(--ease), border-color var(--ease), transform var(--ease), box-shadow var(--ease);
}
.btn:hover { transform: translateY(-1px); }
.btn:disabled { opacity: .6; cursor: wait; transform: none; }
.btn--navy { background: var(--navy); color: var(--on-dark); }
.btn--navy:hover { background: var(--navy-mid); box-shadow: 0 8px 22px rgba(26,50,88,.3); }
.btn--sky { background: var(--sky); color: var(--navy-deep); }
.btn--sky:hover { background: #86B3DE; box-shadow: 0 8px 22px rgba(114,164,212,.4); }
.btn--ghost { background: transparent; color: var(--on-dark); border-color: rgba(255,255,255,.62); }
.btn--ghost:hover { background: rgba(255,255,255,.1); border-color: var(--on-dark); }
.btn--block { width: 100%; }

/* ---------- nav ---------- */
.nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 50;
  background: var(--paper);
  padding-top: env(safe-area-inset-top, 0px);
  border-bottom: 1px solid var(--line);
  transition: box-shadow var(--ease);
}
.nav.is-scrolled { box-shadow: 0 6px 24px rgba(15,31,56,.1); }
.nav-inner { height: var(--nav-h); display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.nav-logo { display: block; flex-shrink: 0; }
.nav-logo img { height: 48px; width: auto; }
.nav-links { display: flex; align-items: center; gap: 28px; list-style: none; margin: 0; padding: 0; }
.nav-links a { font-size: 14px; font-weight: 500; color: var(--ink); text-decoration: none; transition: color var(--ease); }
.nav-links a:hover { color: var(--sky-deep); }
.nav-cta { display: flex; align-items: center; gap: 18px; }
.nav-phone { font-size: 14px; font-weight: 600; color: var(--navy); text-decoration: none; white-space: nowrap; }
.nav-cta .btn { padding: 11px 20px; font-size: 14px; }
.nav-toggle {
  display: none; width: 44px; height: 44px; border: 0; background: transparent; cursor: pointer;
  flex-direction: column; align-items: center; justify-content: center; gap: 5px;
}
.nav-toggle span { width: 22px; height: 2px; background: var(--navy); border-radius: 2px; }
.mobile-menu {
  border-top: 1px solid var(--line);
  background: var(--paper);
  padding: 12px 24px 24px;
}
.mobile-menu a { display: block; padding: 12px 0; font-size: 18px; font-weight: 600; color: var(--navy); text-decoration: none; border-bottom: 1px solid var(--line); }
.mobile-menu .btn { margin-top: 18px; width: 100%; border-bottom: 0; color: var(--on-dark); }

/* ---------- hero ---------- */
.hero {
  position: relative; overflow: hidden;
  background: var(--navy-deep);
  color: var(--on-dark);
  padding-block: calc(var(--nav-h) + env(safe-area-inset-top, 0px) + 104px) 112px;
  text-align: center;
}
.hero-photo { position: absolute; inset: 0; background-size: cover; background-position: center 44%; opacity: .82; }
.hero::after {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(180deg, rgba(15,31,56,.5) 0%, rgba(15,31,56,.7) 55%, rgba(15,31,56,.9) 100%);
}
.hero-inner { position: relative; z-index: 1; max-width: 860px; margin-inline: auto; }
.hero-eyebrow {
  display: inline-block; margin-bottom: 26px;
  padding: 8px 16px; border-radius: 999px;
  border: 1px solid rgba(114,164,212,.5); background: rgba(114,164,212,.16);
  font-size: 12px; font-weight: 700; letter-spacing: .16em; text-transform: uppercase; color: #CFE2F4;
}
.hero h1 {
  font-family: var(--display);
  font-size: clamp(42px, 7.4vw, 82px);
  font-weight: 700; line-height: 1.05; letter-spacing: -.01em;
}
.hero h1 em { font-style: italic; font-weight: 500; color: var(--sky); }
.hero-sub { margin: 22px auto 0; max-width: 46ch; font-size: clamp(17px, 2.1vw, 20px); color: var(--on-dark-soft); }
.hero-actions { margin-top: 38px; display: flex; flex-wrap: wrap; gap: 14px; justify-content: center; }
.hero-call { margin-top: 22px; font-size: 15px; color: var(--on-dark-faint); }
.hero-call a { color: var(--on-dark); font-weight: 600; text-decoration: none; }

/* ---------- trust band ---------- */
.band { background: var(--navy); color: var(--on-dark); padding-block: 36px; }
.band-grid { display: grid; grid-template-columns: repeat(3, 1fr); }
.stat { text-align: center; padding: 10px 16px; border-right: 1px solid var(--on-dark-line); }
.stat:last-child { border-right: 0; }
.stat b { display: block; font-family: var(--display); font-size: clamp(32px, 4vw, 44px); line-height: 1; color: var(--sky); font-variant-numeric: lining-nums tabular-nums; }
.stat span { display: block; margin-top: 10px; font-size: 12px; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; color: var(--on-dark-soft); }

/* ---------- home value (signature) ---------- */
.value-card {
  display: grid; grid-template-columns: 1.1fr .9fr; gap: 48px; align-items: center;
  background: var(--navy);
  color: var(--on-dark);
  border-radius: var(--radius-lg);
  padding: 56px;
  box-shadow: var(--shadow-lg);
  position: relative; overflow: hidden;
}
.value-card::before {  /* the key's red window, echoed once */
  content: ""; position: absolute; top: 28px; right: 28px; width: 14px; height: 14px;
  background:
    linear-gradient(var(--navy),var(--navy)) center/2px 100% no-repeat,
    linear-gradient(var(--navy),var(--navy)) center/100% 2px no-repeat,
    var(--red);
  border-radius: 2px;
}
.value-card .eyebrow { color: var(--sky); }
.value-card .h2 { color: var(--on-dark); }
.value-card .lede { color: var(--on-dark-soft); }
.checklist { list-style: none; padding: 0; margin: 28px 0 0; display: grid; gap: 12px; }
.checklist li { display: grid; grid-template-columns: 22px 1fr; gap: 12px; align-items: start; color: var(--on-dark); }
.checklist svg { width: 22px; height: 22px; color: var(--sky); margin-top: 1px; }
.value-form { background: var(--paper); color: var(--ink); border-radius: var(--radius); padding: 32px; }
.value-form h3 { font-family: var(--display); font-size: 24px; color: var(--navy); margin-bottom: 6px; }
.value-form p { font-size: 14px; color: var(--muted); margin-bottom: 20px; }
.value-form .btn { margin-top: 14px; }
.value-form .fine { margin: 12px 0 0; font-size: 13px; text-align: center; }

/* ---------- sell your way ---------- */
.options { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.option {
  display: flex; flex-direction: column;
  padding: 34px 30px;
  border: 1px solid var(--line); border-radius: var(--radius-lg);
  background: var(--paper);
}
.option-icon { width: 52px; height: 52px; border-radius: 14px; display: grid; place-items: center; background: var(--sky-pale); color: var(--navy); margin-bottom: 22px; }
.option-icon svg { width: 26px; height: 26px; }
.option h3 { font-family: var(--display); font-size: 23px; color: var(--navy); margin-bottom: 10px; }
.option p { color: var(--muted); font-size: 15px; }
.option .who { margin-top: auto; padding-top: 20px; font-size: 13px; font-weight: 600; color: var(--navy); }
.disclosure { margin-top: 28px; font-size: 13px; color: var(--muted); max-width: 90ch; }

/* ---------- services ---------- */
.services { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.service { background: var(--paper); border-radius: var(--radius-lg); padding: 34px 30px; box-shadow: 0 2px 10px rgba(15,31,56,.05); display: flex; flex-direction: column; }
.service h3 { font-family: var(--display); font-size: 23px; color: var(--navy); margin-bottom: 12px; }
.service p { color: var(--muted); font-size: 15px; }
.service a { margin-top: auto; padding-top: 20px; font-size: 14px; font-weight: 600; color: var(--sky-deep); text-decoration: none; }
.service a:hover { text-decoration: underline; }

/* ---------- team ---------- */
.team { display: grid; grid-template-columns: repeat(2, 1fr); gap: 28px; }
.person {
  display: grid; grid-template-columns: 150px 1fr; gap: 30px; align-items: start;
  padding: 36px;
  border: 1px solid var(--on-dark-line); border-radius: var(--radius-lg);
  background: rgba(255,255,255,.04);
}
.person img { width: 150px; height: 150px; border-radius: 50%; border: 3px solid rgba(114,164,212,.55); object-fit: cover; }
.person h3 { font-family: var(--display); font-size: 27px; color: var(--on-dark); }
.person .role { margin: 4px 0 14px; font-size: 12px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--sky); }
.person p { font-size: 15px; color: var(--on-dark-soft); min-width: 0; }
.person .phone { display: inline-block; margin-top: 16px; font-weight: 600; color: var(--on-dark); text-decoration: none; }
.person .phone:hover { color: var(--sky); }
.team-note { margin-top: 26px; font-size: 15px; color: var(--on-dark-faint); text-align: center; }

/* ---------- areas ---------- */
.areas { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.area { border-top: 4px solid var(--sky); background: var(--mist); border-radius: 0 0 var(--radius) var(--radius); padding: 28px; }
.area h3 { font-family: var(--display); font-size: 22px; color: var(--navy); margin-bottom: 4px; }
.area .tag { font-size: 12px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--sky-deep); }
.area p { margin-top: 14px; color: var(--muted); font-size: 15px; }

/* ---------- faq (all answers visible) ---------- */
.faq { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px 48px; }
.qa { padding-block: 22px; border-top: 1px solid var(--line); min-width: 0; }
.qa h3 { font-size: 18px; font-weight: 600; color: var(--navy); font-family: var(--body); margin-bottom: 8px; }
.qa p { color: var(--muted); font-size: 15px; }
.qa a { color: var(--sky-deep); font-weight: 600; }

/* ---------- contact ---------- */
.contact { display: grid; grid-template-columns: .9fr 1.1fr; gap: 64px; align-items: start; }
.contact-list { display: grid; gap: 22px; margin-top: 36px; }
.contact-item h3 { font-size: 12px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--muted); font-family: var(--body); margin-bottom: 6px; }
.contact-item p, .contact-item a { font-size: 16px; font-weight: 500; color: var(--navy); text-decoration: none; }
.contact-item a:hover { color: var(--sky-deep); }
.form-card { background: var(--mist); border-radius: var(--radius-lg); padding: 40px; }
.form-card h2, .form-card h3 { font-family: var(--display); font-size: 26px; color: var(--navy); margin-bottom: 6px; }
.form-card > p { color: var(--muted); font-size: 15px; margin-bottom: 26px; }

/* ---------- form controls ---------- */
.row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.field { display: grid; gap: 6px; margin-bottom: 14px; min-width: 0; }
.field label, .legend { font-size: 13px; font-weight: 600; color: var(--ink); }
.field .opt { font-weight: 400; color: var(--muted); }
.field input, .field select, .field textarea {
  width: 100%; padding: 13px 14px;
  border: 1.5px solid var(--line); border-radius: 10px;
  background: var(--paper); color: var(--ink);
  font: 400 15px/1.4 var(--body);
  transition: border-color var(--ease), box-shadow var(--ease);
}
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--sky-deep); box-shadow: 0 0 0 3px rgba(114,164,212,.28); }
.field textarea { min-height: 110px; resize: vertical; }
fieldset { border: 0; margin: 0 0 16px; padding: 0; min-width: 0; }
.choices { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 8px; }
.choice { position: relative; }
.choice input { position: absolute; opacity: 0; inset: 0; cursor: pointer; }
.choice span { display: inline-block; padding: 10px 16px; border: 1.5px solid var(--line); border-radius: 999px; background: var(--paper); font-size: 14px; font-weight: 500; color: var(--ink); transition: all var(--ease); }
.choice input:checked + span { border-color: var(--navy); background: var(--navy); color: var(--on-dark); }
.choice input:focus-visible + span { outline: 3px solid var(--sky); outline-offset: 2px; }
.check { display: grid; grid-template-columns: 20px 1fr; gap: 10px; align-items: start; margin: 6px 0 18px; font-size: 13px; color: var(--muted); }
.check input { width: 18px; height: 18px; margin: 2px 0 0; accent-color: var(--navy); }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.status { border-radius: var(--radius); padding: 22px 24px; font-size: 15px; }
.status--ok { background: #E7F4EC; color: #1D5A36; border: 1px solid #BFE0CB; }
.status--ok strong { display: block; font-size: 20px; font-family: var(--display); margin-bottom: 6px; color: #17482B; }
.status--fail { margin-top: 14px; background: #FCEDEC; color: #8A2A26; border: 1px solid #F1C7C3; }
.status a { color: inherit; font-weight: 700; white-space: nowrap; }

/* ---------- home value page ---------- */
.page-head {
  background: var(--navy-deep); color: var(--on-dark);
  padding-block: calc(var(--nav-h) + env(safe-area-inset-top, 0px) + 64px) 64px;
}
.page-head h1 { font-family: var(--display); font-size: clamp(38px, 6vw, 62px); line-height: 1.08; }
.page-head h1 em { font-style: italic; font-weight: 500; color: var(--sky); }
.page-head p { margin-top: 16px; max-width: 58ch; font-size: 18px; color: var(--on-dark-soft); }
.hv { display: grid; grid-template-columns: 1.15fr .85fr; gap: 56px; align-items: start; }
.hv .form-card { background: var(--paper); box-shadow: var(--shadow); border: 1px solid var(--line); }
.aside-block + .aside-block { margin-top: 40px; }
.aside-block h2 { font-family: var(--display); font-size: 24px; color: var(--navy); margin-bottom: 16px; }
.report-list { list-style: none; padding: 0; margin: 0; display: grid; gap: 12px; }
.report-list li { display: grid; grid-template-columns: 22px 1fr; gap: 12px; color: var(--ink); font-size: 15px; }
.report-list svg { width: 22px; height: 22px; color: var(--sky-deep); }
.steps { list-style: none; padding: 0; margin: 0; display: grid; gap: 18px; counter-reset: step; }
.steps li { display: grid; grid-template-columns: 36px 1fr; gap: 14px; font-size: 15px; color: var(--muted); counter-increment: step; }
.steps li::before { content: counter(step); width: 36px; height: 36px; border-radius: 50%; display: grid; place-items: center; background: var(--navy); color: var(--on-dark); font-weight: 700; }
.steps strong { display: block; color: var(--navy); }
.faces { display: flex; gap: 18px; align-items: center; }
.faces img { width: 64px; height: 64px; border-radius: 50%; object-fit: cover; }
.faces div { font-size: 14px; color: var(--muted); }
.faces a { color: var(--navy); font-weight: 600; text-decoration: none; }

/* ---------- prose (privacy) ---------- */
.prose { max-width: 72ch; }
.prose h2 { font-family: var(--display); font-size: 26px; color: var(--navy); margin: 40px 0 12px; }
.prose p, .prose li { color: var(--ink); font-size: 16px; }
.prose p + p { margin-top: 12px; }
.prose ul { padding-left: 22px; margin: 12px 0; }

/* ---------- footer ---------- */
.footer { background: var(--navy-deep); color: var(--on-dark-soft); padding-block: 64px 36px; font-size: 14px; }
.footer-top { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 48px; padding-bottom: 40px; border-bottom: 1px solid var(--on-dark-line); }
.footer-brand img { width: 108px; height: 108px; border-radius: 50%; background: var(--paper); object-fit: contain; padding: 4px; }
.footer-brand p { margin-top: 18px; max-width: 34ch; }
.footer h3 { font-family: var(--body); font-size: 12px; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: var(--on-dark-faint); margin-bottom: 16px; }
.footer ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 10px; }
.footer a { color: var(--on-dark-soft); text-decoration: none; }
.footer a:hover { color: var(--sky); }
.legal { padding-top: 28px; display: grid; gap: 10px; font-size: 12.5px; color: var(--on-dark-faint); }
.legal-row { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 12px; align-items: center; }
.eho { display: inline-flex; align-items: center; gap: 8px; }
.eho svg { width: 22px; height: 22px; }

/* ---------- responsive ---------- */
@media (max-width: 1060px) {
  .nav-links { gap: 20px; }
  .nav-phone { display: none; }
  .value-card, .hv, .contact { grid-template-columns: 1fr; }
  .options, .services, .areas { grid-template-columns: 1fr 1fr; }
  .team { grid-template-columns: 1fr; }
}
@media (max-width: 900px) {
  .nav-links, .nav-cta .btn { display: none; }
  .nav-toggle { display: flex; }
}
@media (max-width: 760px) {
  :root { --nav-h: 66px; }
  .wrap { padding-inline: 18px; }
  .section { padding-block: 68px; }
  .nav-logo img { height: 40px; }
  .hero { padding-block: calc(var(--nav-h) + env(safe-area-inset-top, 0px) + 64px) 72px; }
  .hero-eyebrow { font-size: 11px; letter-spacing: .1em; padding: 7px 14px; }
  .stat span { letter-spacing: .06em; }
  .band-grid { grid-template-columns: 1fr; }
  .stat { border-right: 0; border-bottom: 1px solid var(--on-dark-line); padding-block: 16px; }
  .stat:last-child { border-bottom: 0; }
  .value-card { padding: 30px 22px; gap: 30px; }
  .value-form { padding: 24px 20px; }
  .options, .services, .areas, .faq, .row { grid-template-columns: 1fr; }
  .person { grid-template-columns: 1fr; padding: 28px; }
  .person img { width: 120px; height: 120px; }
  .form-card { padding: 28px 20px; }
  .footer-top { grid-template-columns: 1fr; gap: 32px; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; animation: none !important; }
}